For couples who have shared a life together for 20, 30, or even 40 years, the decision to divorce can be both emotionally and financially complex. Often referred to as “gray divorce” or “empty nester divorce,” these separations frequently occur after children have grown and left home, revealing divergent paths and interests between spouses. In Massachusetts, understanding how the law addresses long-term marriages is crucial for those considering this life transition. Understanding Equitable Distribution in Massachusetts Massachusetts follows the principle of “equitable distribution” when dividing marital property during a divorce. This means that assets are divided fairly, though not necessarily equally. In long-term marriages, courts often lean toward an equal split, but several factors influence the final decision: Length of the marriage Age and health of each spouse Income, employability, and vocational skills Contributions to the marriage, including homemaking and child-rearing Conduct during the marriage Future financial needs and opportunities Notably, Massachusetts courts have the authority to consider all property owned by either spouse, regardless of when or how it was acquired. This includes assets obtained before the marriage, gifts, and inheritances, especially if they were commingled with marital property or used for the benefit of the marriage. Key Considerations for Empty Nester Divorces Divorces later in life come with unique challenges and considerations: Division of Retirement Accounts Retirement savings are often among the most significant assets in a long-term marriage. In Massachusetts, these accounts are typically considered marital property and subject to division. The court may issue a Qualified